ZIP
35474
AL · County 01065 · pop 8,648 (population)
40.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #1805
Why This ZIP
ZIP 35474 ranks #1805 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35474 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01065 — ZIP 35474 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01065 — ZIP 35474 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01065 — ZIP 35474 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.9 |
| Property Stress | 26.0 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.4 |
| Construction Pressure | 16.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1805
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp42.1
Pulse score39.4
Signal Breakdown — 10 Categories
Vacancy
10.7
Auction / REO
—
Construction Pressure
16.1
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
54.9
Bank Institutional
75.4
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
92.0
Price Cut %
2.5%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.7%
Bank Score
75.4
Insurance Score
0.0
Listings Discount
54.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35474 | 39.4 | 22.9 | 0.0 | 54.9 |
| County 01065 | 35.6 | 23.3 | 0.0 | 31.1 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36756 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 52 | 20 |
| 36744 | 33.3 | EARLY_SIGNAL | VACANCY | 21 | 27 |
| 35441 | 32.6 | EARLY_SIGNAL | VACANCY | — | 27 |
| 36776 | 32.6 | EARLY_SIGNAL | VACANCY | — | 27 |
| 36786 | 32.1 | EARLY_SIGNAL | VACANCY | 33 | 21 |
| 36765 | 31.0 | EARLY_SIGNAL | VACANCY | — | 22 |
| 36742 | 30.5 | WEAK | VACANCY | — | 23 |
| 36738 | 28.0 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/35474
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.