ZIP
35554
AL · County 01057 · pop 1,193 (population)
40.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #1864
Why This ZIP
ZIP 35554 ranks #1864 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 50.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35554 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01057 — ZIP 35554 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01057 — ZIP 35554 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01057 — ZIP 35554 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.2 |
| Foreclosure / Delinquency | 32.0 |
| Vacancy | 26.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.0 |
| Construction Pressure | 28.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1864
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp50.9
Pulse score33.4
Signal Breakdown — 10 Categories
Vacancy
26.1
Auction / REO
—
Construction Pressure
28.9
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
54.2
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
114.0
Price Cut %
11.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
26.1%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
54.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35554 | 33.4 | 27.0 | 0.0 | 54.2 |
| County 01057 | 39.1 | 26.8 | 0.0 | 32.9 |
| AL state avg | 34.1 | 20.8 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35555 | 41.4 | STRONG_BUY | VACANCY | 46 | 27 |
| 35594 | 40.7 | OVERHEATED | VACANCY | — | 27 |
| 35563 | 40.6 | OVERHEATED | VACANCY | — | 25 |
| 35549 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 53 | 25 |
| 35546 | 35.1 | EARLY_SIGNAL | VACANCY | 31 | 24 |
| 35574 | 31.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 35545 | 30.1 | WEAK | VACANCY | — | 20 |
| 35542 | 28.6 | WEAK | VACANCY | 25 | 20 |
| 35559 | 26.2 | WEAK | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/35554
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.