ZIP
35630
AL · County 01077 · pop 33,697 (population)
35.7
Opportunity Index
EARLY_SIGNALNational rank #8011
Why This ZIP
ZIP 35630 ranks #8011 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35630 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01077 — ZIP 35630 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01077 — ZIP 35630 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01077 — ZIP 35630 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 28.0 |
| Foreclosure / Delinquency | 21.0 |
| Listings Discount | 20.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 88.3 |
| Bank Institutional | 61.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8011
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.5
Pulse score38.5
Signal Breakdown — 10 Categories
Vacancy
15.2
Auction / REO
—
Construction Pressure
88.3
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
20.2
Bank Institutional
61.1
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
140.4
Price Cut %
5.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.2%
Bank Score
61.1
Insurance Score
0.0
Listings Discount
20.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35630 | 38.5 | 21.4 | 0.0 | 20.2 |
| County 01077 | 41.2 | 21.3 | 0.0 | 34.1 |
| AL state avg | 34.2 | 21.0 | 0.0 | 36.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35648 | 44.7 | STRONG_BUY | BANK_INSTITUTIONAL | 59 | 28 |
| 35645 | 43.7 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 28 |
| 35633 | 43.3 | STRONG_BUY | BANK_INSTITUTIONAL | 56 | 28 |
| 35652 | 42.7 | STRONG_BUY | VACANCY | 47 | 28 |
| 35677 | 40.4 | OVERHEATED | VACANCY | — | 28 |
| 35634 | 39.1 | OVERHEATED | VACANCY | — | 28 |
| 35614 | 34.4 | WATCHLIST | VACANCY | 44 | 17 |
| 35610 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 35632 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/35630
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.