ZIP
35810
AL · County 01089 · pop 32,705 (population)
36.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #6598
Why This ZIP
ZIP 35810 ranks #6598 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35810 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01089 — ZIP 35810 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01089 — ZIP 35810 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01089 — ZIP 35810 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.9 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.8 |
| Construction Pressure | 40.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6598
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.3
Pulse score33.3
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
40.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
48.9
Bank Institutional
58.8
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
101.6
Price Cut %
9.5%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
58.8
Insurance Score
0.0
Listings Discount
48.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35810 | 33.3 | 16.5 | 0.0 | 48.9 |
| County 01089 | 30.7 | 16.5 | 0.0 | 43.0 |
| AL state avg | 34.1 | 20.7 | 0.0 | 36.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35776 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 50 | 19 |
| 35760 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 17 |
| 35759 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 17 |
| 35756 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 17 |
| 35748 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 17 |
| 35816 | 36.0 | WATCHLIST | VACANCY | 45 | 17 |
| 35739 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 17 |
| 35750 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 17 |
| 35811 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 17 |
| 35803 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/35810
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.