ZIP
35905
AL · County 01055 · pop 6,308 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6195
Why This ZIP
ZIP 35905 ranks #6195 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 35905 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01055 — ZIP 35905 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01055 — ZIP 35905 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01055 — ZIP 35905 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 24.0 |
| Vacancy | 17.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.1 |
| Construction Pressure | 56.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6195
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.4
Pulse score40.3
Signal Breakdown — 10 Categories
Vacancy
17.3
Auction / REO
—
Construction Pressure
56.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.1
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.3%
Bank Score
67.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35905 | 40.3 | 23.7 | 0.0 | — |
| County 01055 | 37.9 | 23.2 | 0.0 | 29.9 |
| AL state avg | 34.1 | 20.8 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36272 | 44.0 | STRONG_BUY | VACANCY | 53 | 28 |
| 36271 | 44.0 | STRONG_BUY | VACANCY | 58 | 32 |
| 35904 | 41.3 | STRONG_BUY | VACANCY | 49 | 25 |
| 35956 | 41.2 | STRONG_BUY | VACANCY | 48 | 25 |
| 35907 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 25 |
| 35121 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 20 |
| 35903 | 37.5 | OVERHEATED | VACANCY | 36 | 25 |
| 35906 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 38 | 25 |
| 35961 | 37.3 | OVERHEATED | VACANCY | — | 22 |
| 35954 | 36.3 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/35905
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.