ZIP
35978
AL · County 01049 · pop 5,964 (population)
40.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #2133
Why This ZIP
ZIP 35978 ranks #2133 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 43.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35978 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01049 — ZIP 35978 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01049 — ZIP 35978 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01049 — ZIP 35978 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.5 |
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 65.0 |
| Bank Institutional | 58.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2133
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp43.2
Pulse score38.0
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
65.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
51.5
Bank Institutional
58.1
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
30.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
58.1
Insurance Score
0.0
Listings Discount
51.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35978 | 38.0 | 21.2 | 0.0 | 51.5 |
| County 01049 | 36.6 | 22.1 | 0.0 | 20.7 |
| AL state avg | 34.1 | 20.7 | 0.0 | 36.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35983 | 44.7 | STRONG_BUY | VACANCY | 51 | 27 |
| 35959 | 42.4 | STRONG_BUY | VACANCY | 39 | 27 |
| 35956 | 41.2 | STRONG_BUY | VACANCY | 48 | 25 |
| 35984 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 47 | 22 |
| 35986 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 21 |
| 35981 | 37.5 | OVERHEATED | VACANCY | — | 21 |
| 35961 | 37.3 | OVERHEATED | VACANCY | — | 22 |
| 35967 | 37.2 | OVERHEATED | VACANCY | 36 | 22 |
| 35951 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 49 | 20 |
| 35968 | 36.6 | OVERHEATED | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/35978
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.