ZIP
36016
AL · County 01005 · pop 4,357 (population)
48.8
Opportunity Index
STRONG_BUYNational rank #56
Why This ZIP
ZIP 36016 ranks #56 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 45.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36016 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01005 — ZIP 36016 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01005 — ZIP 36016 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01005 — ZIP 36016 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 58.6 |
| Foreclosure / Delinquency | 46.0 |
| Property Stress | 33.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.5 |
| Construction Pressure | 73.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#56
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp45.1
Pulse score51.2
Signal Breakdown — 10 Categories
Vacancy
24.5
Auction / REO
—
Construction Pressure
73.1
FL Deep Bonus
—
Property Stress
33.0
HOA / Federal Liens
—
Listings Discount
58.6
Bank Institutional
74.5
Insurance Distress
0.0
Foreclosure / Delinquency
46.0
Top-Line Metrics
Avg DOM (days)
161.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
24.5%
Bank Score
74.5
Insurance Score
0.0
Listings Discount
58.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36016 | 51.2 | 36.4 | 0.0 | 58.6 |
| County 01005 | 43.2 | 34.2 | 0.0 | 38.6 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36048 | 47.2 | STRONG_BUY | VACANCY | 62 | 33 |
| 36017 | 45.2 | STRONG_BUY | VACANCY | 54 | 33 |
| 36027 | 40.4 | OVERHEATED | VACANCY | 34 | 31 |
| 36053 | 37.9 | OVERHEATED | VACANCY | — | 29 |
| 36005 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 54 | 22 |
| 36311 | 37.4 | OVERHEATED | VACANCY | — | 24 |
| 36317 | 33.7 | EARLY_SIGNAL | VACANCY | — | 28 |
| 36374 | 30.5 | WEAK | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36016
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.