ZIP
36032
AL · County 01085 · pop 2,358 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19374
Why This ZIP
ZIP 36032 ranks #19374 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36032 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01085 — ZIP 36032 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01085 — ZIP 36032 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01085 — ZIP 36032 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 20.0 |
| Vacancy | 12.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19374
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.3
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
12.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
60.3
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.7%
Bank Score
60.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36032 | 30.4 | 20.3 | 0.0 | — |
| County 01085 | 28.4 | 19.1 | 0.0 | 16.3 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36043 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 51 | 22 |
| 36761 | 35.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 36752 | 34.7 | WATCHLIST | VACANCY | 48 | 22 |
| 36785 | 33.5 | EARLY_SIGNAL | VACANCY | — | 22 |
| 36775 | 31.1 | EARLY_SIGNAL | VACANCY | — | 13 |
| 36040 | 30.6 | WEAK | VACANCY | — | 22 |
| 36047 | 27.7 | WEAK | VACANCY | 22 | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36032
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.