ZIP
36082
AL · County 01109 · pop 774 (population)
24.6
Opportunity Index
WEAKNational rank #32109
Why This ZIP
ZIP 36082 ranks #32109 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.5, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 36082 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01109 — ZIP 36082 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01109 — ZIP 36082 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01109 — ZIP 36082 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.5 |
⚠ Missing Data
VacancyAuction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings Discount
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#32109
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.5
Pulse score16.6
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36082 | 16.6 | 15.6 | 0.0 | — |
| County 01109 | 35.0 | 23.3 | 0.0 | 26.3 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36069 | 44.4 | STRONG_BUY | VACANCY | 62 | 23 |
| 36049 | 40.0 | OVERHEATED | VACANCY | — | 40 |
| 36005 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 54 | 22 |
| 36079 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 39 | 23 |
| 36035 | 35.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36010 | 34.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 36081 | 33.8 | EARLY_SIGNAL | VACANCY | 30 | 22 |
| 36034 | 33.6 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36082
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.