ZIP
36089
AL · County 01011 · pop 7,401 (population)
35.6
Opportunity Index
EARLY_SIGNALNational rank #8288
Why This ZIP
ZIP 36089 ranks #8288 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36089 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01011 — ZIP 36089 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01011 — ZIP 36089 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01011 — ZIP 36089 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 23.7 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.3 |
| Construction Pressure | 21.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#8288
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.7
Pulse score39.6
Signal Breakdown — 10 Categories
Vacancy
23.7
Auction / REO
—
Construction Pressure
21.4
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
74.3
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
23.7%
Bank Score
74.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36089 | 39.6 | 23.3 | 0.0 | — |
| County 01011 | 36.5 | 24.0 | 0.0 | 9.6 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36053 | 37.9 | OVERHEATED | VACANCY | — | 29 |
| 36005 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 54 | 22 |
| 36081 | 33.8 | EARLY_SIGNAL | VACANCY | 30 | 22 |
| 36860 | 33.6 | EARLY_SIGNAL | VACANCY | — | 23 |
| 36029 | 32.4 | EARLY_SIGNAL | VACANCY | — | 23 |
| 36052 | 29.9 | WEAK | BANK_INSTITUTIONAL | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36089
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.