ZIP
36251
AL · County 01027 · pop 5,146 (population)
38.4
Opportunity Index
OVERHEATEDNational rank #3783
Why This ZIP
ZIP 36251 ranks #3783 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36251 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01027 — ZIP 36251 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01027 — ZIP 36251 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01027 — ZIP 36251 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 23.0 |
| Vacancy | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 95.5 |
| Bank Institutional | 72.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#3783
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp30.0
Pulse score44.0
Signal Breakdown — 10 Categories
Vacancy
14.0
Auction / REO
—
Construction Pressure
95.5
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
72.9
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.0%
Bank Score
72.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36251 | 44.0 | 22.8 | 0.0 | — |
| County 01027 | 41.1 | 24.1 | 0.0 | 19.6 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36266 | 41.5 | OVERHEATED | VACANCY | — | 28 |
| 35072 | 41.5 | STRONG_BUY | VACANCY | 59 | 23 |
| 36276 | 40.8 | STRONG_BUY | VACANCY | 41 | 36 |
| 35160 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 21 |
| 35150 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 36255 | 35.4 | EARLY_SIGNAL | VACANCY | — | 23 |
| 36268 | 35.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 36258 | 33.5 | EARLY_SIGNAL | VACANCY | — | 25 |
| 36256 | 32.7 | EARLY_SIGNAL | VACANCY | — | 24 |
| 35082 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36251
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.