ZIP
36260
AL · County 01121 · pop 4,729 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14022
Why This ZIP
ZIP 36260 ranks #14022 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36260 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01121 — ZIP 36260 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01121 — ZIP 36260 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01121 — ZIP 36260 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 26.0 |
| Foreclosure / Delinquency | 22.0 |
| Vacancy | 12.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.7 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14022
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.1
Pulse score29.3
Signal Breakdown — 10 Categories
Vacancy
12.4
Auction / REO
—
Construction Pressure
57.7
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.4%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36260 | 29.3 | 22.4 | 0.0 | — |
| County 01121 | 36.1 | 21.2 | 0.0 | 40.0 |
| AL state avg | 34.1 | 20.8 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35072 | 41.5 | STRONG_BUY | VACANCY | 59 | 23 |
| 36203 | 40.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 29 |
| 35096 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 22 |
| 35160 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 21 |
| 35044 | 39.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 21 |
| 35151 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 56 | 22 |
| 35150 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 36268 | 35.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 35014 | 32.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 35032 | 29.1 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/36260
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.