ZIP
36264
AL · County 01029 · pop 8,408 (population)
35.7
Opportunity Index
WATCHLISTNational rank #8068
Why This ZIP
ZIP 36264 ranks #8068 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 37.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36264 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01029 — ZIP 36264 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01029 — ZIP 36264 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01029 — ZIP 36264 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.2 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.1 |
| Construction Pressure | 33.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8068
PhaseWATCHLIST
Primary driverVACANCY
Capital opp37.1
Pulse score34.8
Signal Breakdown — 10 Categories
Vacancy
14.2
Auction / REO
—
Construction Pressure
33.3
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
37.2
Bank Institutional
61.1
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
165.7
Price Cut %
7.9%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.2%
Bank Score
61.1
Insurance Score
0.0
Listings Discount
37.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36264 | 34.8 | 21.0 | 0.0 | 37.2 |
| County 01029 | 34.5 | 20.5 | 0.0 | 24.0 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36272 | 44.0 | STRONG_BUY | VACANCY | 53 | 28 |
| 36207 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 41 | 32 |
| 36273 | 33.9 | EARLY_SIGNAL | VACANCY | — | 20 |
| 36258 | 33.5 | EARLY_SIGNAL | VACANCY | — | 25 |
| 36269 | 31.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 36262 | 29.2 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36264
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.