ZIP
36564
AL · County 01003 · pop 0 (equal)
31.9
Opportunity Index
EARLY_SIGNALNational rank #17488
Why This ZIP
ZIP 36564 ranks #17488 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.0, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 36564 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01003 — ZIP 36564 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01003 — ZIP 36564 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01003 — ZIP 36564 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.9 |
| Construction Pressure | 51.0 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#17488
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.0
Pulse score33.8
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
51.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.9
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
70.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36564 | 33.8 | 16.8 | 0.0 | — |
| County 01003 | 37.7 | 28.5 | 0.0 | 36.8 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36579 | 43.9 | STRONG_BUY | VACANCY | 60 | 30 |
| 36549 | 42.3 | STRONG_BUY | VACANCY | 47 | 30 |
| 36502 | 41.6 | STRONG_BUY | VACANCY | 44 | 29 |
| 36576 | 41.4 | STRONG_BUY | BANK_INSTITUTIONAL | 48 | 30 |
| 36530 | 40.7 | STRONG_BUY | VACANCY | 40 | 30 |
| 36551 | 40.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 30 |
| 36542 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 39 | 30 |
| 36527 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 30 |
| 36580 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 40 | 30 |
| 36567 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 30 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36564
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.