ZIP
36703
AL · County 01047 · pop 9,489 (population)
39.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #2906
Why This ZIP
ZIP 36703 ranks #2906 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36703 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01047 — ZIP 36703 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01047 — ZIP 36703 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01047 — ZIP 36703 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.6 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.6 |
| Construction Pressure | 34.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2906
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.3
Pulse score39.8
Signal Breakdown — 10 Categories
Vacancy
20.4
Auction / REO
—
Construction Pressure
34.7
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
43.6
Bank Institutional
68.6
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
130.4
Price Cut %
50.1%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
20.4%
Bank Score
68.6
Insurance Score
0.0
Listings Discount
43.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36703 | 39.8 | 22.7 | 0.0 | 43.6 |
| County 01047 | 40.0 | 22.1 | 0.0 | 39.1 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36767 | 44.0 | STRONG_BUY | VACANCY | 57 | 24 |
| 36701 | 41.6 | STRONG_BUY | VACANCY | 46 | 22 |
| 36773 | 37.1 | OVERHEATED | VACANCY | — | 24 |
| 36759 | 36.8 | OVERHEATED | VACANCY | — | 23 |
| 36761 | 35.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 36785 | 33.5 | EARLY_SIGNAL | VACANCY | — | 22 |
| 36775 | 31.1 | EARLY_SIGNAL | VACANCY | — | 13 |
| 36749 | 31.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 36758 | 25.5 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36703
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.