ZIP
36784
AL · County 01025 · pop 6,104 (population)
41.9
Opportunity Index
STRONG_BUYNational rank #1001
Why This ZIP
ZIP 36784 ranks #1001 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 45.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36784 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01025 — ZIP 36784 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01025 — ZIP 36784 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01025 — ZIP 36784 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.2 |
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.8 |
| Construction Pressure | 17.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1001
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp45.1
Pulse score39.7
Signal Breakdown — 10 Categories
Vacancy
26.1
Auction / REO
—
Construction Pressure
17.7
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
54.2
Bank Institutional
59.8
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
10.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
26.1%
Bank Score
59.8
Insurance Score
0.0
Listings Discount
54.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36784 | 39.7 | 27.8 | 0.0 | 54.2 |
| County 01025 | 37.0 | 28.7 | 0.0 | 26.6 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36545 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 40 | 29 |
| 36451 | 36.6 | OVERHEATED | VACANCY | — | 29 |
| 36751 | 35.8 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36482 | 35.1 | EARLY_SIGNAL | VACANCY | — | 28 |
| 36524 | 34.3 | EARLY_SIGNAL | VACANCY | — | 29 |
| 36446 | 34.3 | EARLY_SIGNAL | VACANCY | — | 29 |
| 36727 | 32.1 | EARLY_SIGNAL | VACANCY | — | 29 |
| 36540 | 31.1 | EARLY_SIGNAL | VACANCY | — | 20 |
| 36436 | 30.2 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36784
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.