ZIP
37031
TN · County 47165 · pop 3,984 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19659
Why This ZIP
ZIP 37031 ranks #19659 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 37031 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47165 — ZIP 37031 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47165 — ZIP 37031 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47165 — ZIP 37031 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 16.0 |
| Vacancy | 6.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19659
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.2
Pulse score27.1
Signal Breakdown — 10 Categories
Vacancy
6.2
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.2%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37031 | 27.1 | 16.1 | 0.0 | — |
| County 47165 | 33.4 | 17.4 | 0.0 | 29.0 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37186 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 39 | 18 |
| 37075 | 35.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 18 |
| 37148 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 17 |
| 37048 | 33.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 35 | 18 |
| 37072 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 20 |
| 37066 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 18 |
| 37049 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 14 |
| 37022 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 37188 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37031
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.