ZIP
37069
TN · County 47187 · pop 19,994 (population)
30.8
Opportunity Index
WEAKNational rank #20483
Why This ZIP
ZIP 37069 ranks #20483 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37069 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47187 — ZIP 37069 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47187 — ZIP 37069 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47187 — ZIP 37069 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.0 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.9 |
| Construction Pressure | 20.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20483
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.4
Pulse score27.8
Signal Breakdown — 10 Categories
Vacancy
3.1
Auction / REO
—
Construction Pressure
20.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
34.0
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
3.0
Price Cut %
—%
Short-Sale Listings
8
Auction Events 90d
—
Vacancy %
3.1%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
34.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37069 | 27.8 | 17.4 | 0.0 | 34.0 |
| County 47187 | 27.6 | 17.9 | 0.0 | 28.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37025 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 41 | 19 |
| 37221 | 36.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 23 |
| 37215 | 36.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 24 |
| 37174 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 20 |
| 37135 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 18 |
| 38401 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 20 |
| 37027 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 18 |
| 38476 | 30.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 37067 | 30.5 | WEAK | BANK_INSTITUTIONAL | 31 | 17 |
| 37064 | 30.4 | WEAK | BANK_INSTITUTIONAL | 32 | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37069
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.