ZIP
37087
TN · County 47189 · pop 55,235 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17232
Why This ZIP
ZIP 37087 ranks #17232 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37087 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47189 — ZIP 37087 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47189 — ZIP 37087 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47189 — ZIP 37087 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.4 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 67.9 |
| Bank Institutional | 57.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#17232
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.3
Pulse score31.2
Signal Breakdown — 10 Categories
Vacancy
7.0
Auction / REO
—
Construction Pressure
67.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
28.4
Bank Institutional
57.2
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
3.7%
Short-Sale Listings
8
Auction Events 90d
—
Vacancy %
7.0%
Bank Score
57.2
Insurance Score
0.0
Listings Discount
28.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37087 | 31.2 | 16.1 | 0.0 | 28.4 |
| County 47189 | 31.9 | 16.8 | 0.0 | 31.3 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37095 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 19 |
| 37076 | 36.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 23 |
| 37184 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 17 |
| 37122 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 17 |
| 37012 | 33.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 37138 | 33.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 35 | 22 |
| 37129 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 16 |
| 37016 | 32.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 37090 | 30.5 | WEAK | BANK_INSTITUTIONAL | 17 | 17 |
| 37085 | 29.3 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37087
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.