ZIP
37096
TN · County 47135 · pop 5,851 (population)
44.1
Opportunity Index
STRONG_BUYNational rank #401
Why This ZIP
ZIP 37096 ranks #401 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 46.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37096 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47135 — ZIP 37096 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47135 — ZIP 37096 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47135 — ZIP 37096 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 59.2 |
| Vacancy | 38.6 |
| Foreclosure / Delinquency | 33.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.6 |
| Construction Pressure | 57.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#401
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp46.8
Pulse score42.3
Signal Breakdown — 10 Categories
Vacancy
38.6
Auction / REO
—
Construction Pressure
57.2
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
59.2
Bank Institutional
58.6
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
38.6%
Bank Score
58.6
Insurance Score
0.0
Listings Discount
59.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37096 | 42.3 | 25.9 | 0.0 | 59.2 |
| County 47135 | 41.7 | 25.8 | 0.0 | 43.4 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38425 | 41.1 | STRONG_BUY | VACANCY | 55 | 25 |
| 37097 | 37.7 | OVERHEATED | VACANCY | — | 24 |
| 37033 | 31.1 | EARLY_SIGNAL | VACANCY | 20 | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37096
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.