ZIP
37115
TN · County 47037 · pop 41,303 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13528
Why This ZIP
ZIP 37115 ranks #13528 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37115 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47037 — ZIP 37115 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47037 — ZIP 37115 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47037 — ZIP 37115 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 24.0 |
| Listings Discount | 23.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.5 |
| Bank Institutional | 56.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13528
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.9
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
6.2
Auction / REO
—
Construction Pressure
68.5
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
23.3
Bank Institutional
56.5
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
111.8
Price Cut %
8.4%
Short-Sale Listings
4
Auction Events 90d
—
Vacancy %
6.2%
Bank Score
56.5
Insurance Score
0.0
Listings Discount
23.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37115 | 33.7 | 25.6 | 0.0 | 23.3 |
| County 47037 | 34.5 | 25.1 | 0.0 | 26.9 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37201 | 38.0 | OVERHEATED | VACANCY | — | 24 |
| 37219 | 37.6 | OVERHEATED | VACANCY | — | 24 |
| 37212 | 37.2 | OVERHEATED | VACANCY | 30 | 24 |
| 37217 | 37.2 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 24 |
| 37216 | 36.4 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 24 |
| 37221 | 36.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 23 |
| 37189 | 36.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 24 |
| 37076 | 36.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 23 |
| 37209 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 24 |
| 37215 | 36.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37115
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.