ZIP
37181
TN · County 47043 · pop 1,520 (population)
41.5
Opportunity Index
STRONG_BUYNational rank #1201
Why This ZIP
ZIP 37181 ranks #1201 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 40.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37181 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47043 — ZIP 37181 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47043 — ZIP 37181 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47043 — ZIP 37181 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.7 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 71.9 |
| Bank Institutional | 70.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1201
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp40.5
Pulse score42.2
Signal Breakdown — 10 Categories
Vacancy
15.1
Auction / REO
—
Construction Pressure
71.9
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
50.7
Bank Institutional
70.1
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
0.8%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
15.1%
Bank Score
70.1
Insurance Score
0.0
Listings Discount
50.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37181 | 42.2 | 22.2 | 0.0 | 50.7 |
| County 47043 | 35.4 | 20.7 | 0.0 | 25.7 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37025 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 41 | 19 |
| 37187 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 19 |
| 37055 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 20 |
| 37036 | 35.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 37029 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 37051 | 32.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 37165 | 31.7 | EARLY_SIGNAL | VACANCY | — | 13 |
| 37052 | 29.7 | WEAK | VACANCY | — | 18 |
| 37062 | 25.3 | WEAK | BANK_INSTITUTIONAL | 13 | 17 |
| 37171 | 25.2 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37181
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.