ZIP
37323
TN · County 47011 · pop 30,764 (population)
35.5
Opportunity Index
WATCHLISTNational rank #8513
Why This ZIP
ZIP 37323 ranks #8513 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37323 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47011 — ZIP 37323 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47011 — ZIP 37323 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47011 — ZIP 37323 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.2 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 74.2 |
| Bank Institutional | 53.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8513
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.2
Pulse score33.1
Signal Breakdown — 10 Categories
Vacancy
7.8
Auction / REO
—
Construction Pressure
74.2
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
40.2
Bank Institutional
53.7
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
68.0
Price Cut %
24.0%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.8%
Bank Score
53.7
Insurance Score
0.0
Listings Discount
40.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37323 | 33.1 | 14.9 | 0.0 | 40.2 |
| County 47011 | 30.8 | 15.2 | 0.0 | 25.4 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37307 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 41 | 26 |
| 37310 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 43 | 20 |
| 37362 | 33.3 | EARLY_SIGNAL | VACANCY | — | 25 |
| 37336 | 32.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 37312 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 26 | 19 |
| 37353 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 37311 | 29.4 | WEAK | BANK_INSTITUTIONAL | 14 | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37323
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.