ZIP
37405
TN · County 47115 · pop 18,535 (population)
33.1
Opportunity Index
EARLY_SIGNALNational rank #14282
Why This ZIP
ZIP 37405 ranks #14282 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 33.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37405 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47115 — ZIP 37405 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47115 — ZIP 37405 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47115 — ZIP 37405 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.3 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.5 |
| Construction Pressure | 43.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14282
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp33.8
Pulse score32.7
Signal Breakdown — 10 Categories
Vacancy
13.2
Auction / REO
—
Construction Pressure
43.3
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
28.3
Bank Institutional
57.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
133.3
Price Cut %
14.9%
Short-Sale Listings
9
Auction Events 90d
—
Vacancy %
13.2%
Bank Score
57.5
Insurance Score
0.0
Listings Discount
28.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37405 | 32.7 | 21.2 | 0.0 | 28.3 |
| County 47115 | 33.3 | 21.9 | 0.0 | 33.4 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37387 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 39 | 22 |
| 37347 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 45 | 20 |
| 37397 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 20 |
| 37374 | 34.7 | WATCHLIST | VACANCY | 39 | 20 |
| 37375 | 34.5 | EARLY_SIGNAL | VACANCY | — | 20 |
| 37419 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 19 |
| 37380 | 32.7 | EARLY_SIGNAL | VACANCY | 30 | 20 |
| 37377 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 37396 | 30.0 | WEAK | VACANCY | — | 15 |
| 37340 | 30.0 | WEAK | VACANCY | 25 | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37405
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.