ZIP
37650
TN · County 47171 · pop 13,109 (population)
36.6
Opportunity Index
OVERHEATEDNational rank #6376
Why This ZIP
ZIP 37650 ranks #6376 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 38.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37650 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47171 — ZIP 37650 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47171 — ZIP 37650 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47171 — ZIP 37650 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.0 |
| Property Stress | 26.0 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 64.0 |
| Bank Institutional | 50.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6376
PhaseOVERHEATED
Primary driverVACANCY
Capital opp38.3
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
12.7
Auction / REO
—
Construction Pressure
64.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
33.0
Bank Institutional
50.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
163.5
Price Cut %
41.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.7%
Bank Score
50.3
Insurance Score
0.0
Listings Discount
33.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37650 | 35.5 | 25.1 | 0.0 | 33.0 |
| County 47171 | 33.5 | 25.0 | 0.0 | 22.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37643 | 35.7 | EARLY_SIGNAL | VACANCY | 34 | 26 |
| 37658 | 35.2 | EARLY_SIGNAL | VACANCY | — | 26 |
| 37657 | 33.1 | EARLY_SIGNAL | VACANCY | — | 26 |
| 37692 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 37601 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 15 | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37650
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.