ZIP
37807
TN · County 47173 · pop 11,476 (population)
38.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #4272
Why This ZIP
ZIP 37807 ranks #4272 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 40.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37807 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47173 — ZIP 37807 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47173 — ZIP 37807 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47173 — ZIP 37807 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.3 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.1 |
| Construction Pressure | 45.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4272
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp40.3
Pulse score36.4
Signal Breakdown — 10 Categories
Vacancy
15.0
Auction / REO
—
Construction Pressure
45.2
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
42.3
Bank Institutional
56.1
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
6.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
15.0%
Bank Score
56.1
Insurance Score
0.0
Listings Discount
42.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37807 | 36.4 | 24.0 | 0.0 | 42.3 |
| County 47173 | 34.6 | 22.9 | 0.0 | 31.1 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37870 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 53 | 20 |
| 37888 | 37.9 | OVERHEATED | VACANCY | — | 26 |
| 37866 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 39 | 23 |
| 37825 | 36.0 | WATCHLIST | VACANCY | 43 | 20 |
| 37779 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 37721 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 18 |
| 37705 | 31.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 37848 | 31.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 37938 | 30.4 | WEAK | BANK_INSTITUTIONAL | 31 | 17 |
| 37754 | 29.1 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37807
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.