ZIP
37814
TN · County 47063 · pop 34,842 (population)
29.2
Opportunity Index
WEAKNational rank #24440
Why This ZIP
ZIP 37814 ranks #24440 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37814 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47063 — ZIP 37814 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47063 — ZIP 37814 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47063 — ZIP 37814 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.6 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#24440
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.1
Pulse score25.3
Signal Breakdown — 10 Categories
Vacancy
8.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
31.6
Bank Institutional
53.8
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
110.3
Price Cut %
10.7%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.0%
Bank Score
53.8
Insurance Score
0.0
Listings Discount
31.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37814 | 25.3 | 14.2 | 0.0 | 31.6 |
| County 47063 | 25.2 | 14.6 | 0.0 | 29.9 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37711 | 40.7 | STRONG_BUY | VACANCY | 51 | 23 |
| 37877 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 19 |
| 37890 | 31.0 | EARLY_SIGNAL | VACANCY | 15 | 21 |
| 37891 | 29.9 | WEAK | LISTINGS_DISCOUNT | 39 | 18 |
| 37813 | 28.7 | WEAK | BANK_INSTITUTIONAL | 28 | 16 |
| 37860 | 24.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37814
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.