ZIP
37876
TN · County 47155 · pop 32,964 (population)
40.4
Opportunity Index
OVERHEATEDNational rank #1870
Why This ZIP
ZIP 37876 ranks #1870 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 37.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37876 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47155 — ZIP 37876 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47155 — ZIP 37876 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47155 — ZIP 37876 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 40.0 |
| Listings Discount | 32.8 |
| Property Stress | 31.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 57.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1870
PhaseOVERHEATED
Primary driverVACANCY
Capital opp37.2
Pulse score42.5
Signal Breakdown — 10 Categories
Vacancy
25.4
Auction / REO
—
Construction Pressure
57.2
FL Deep Bonus
—
Property Stress
31.0
HOA / Federal Liens
—
Listings Discount
32.8
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
40.0
Top-Line Metrics
Avg DOM (days)
88.7
Price Cut %
13.8%
Short-Sale Listings
9
Auction Events 90d
—
Vacancy %
25.4%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
32.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37876 | 42.5 | 34.0 | 0.0 | 32.8 |
| County 47155 | 40.2 | 33.3 | 0.0 | 31.1 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37738 | 40.8 | OVERHEATED | VACANCY | 34 | 32 |
| 37862 | 40.4 | OVERHEATED | VACANCY | 32 | 32 |
| 37863 | 38.8 | OVERHEATED | VACANCY | 26 | 32 |
| 37725 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 40 | 22 |
| 37865 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 28 |
| 37722 | 35.8 | EARLY_SIGNAL | VACANCY | — | 27 |
| 37764 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 30 |
| 37871 | 35.2 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 20 |
| 37920 | 29.1 | WEAK | BANK_INSTITUTIONAL | 22 | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37876
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.