ZIP
37881
TN · County 47057 · pop 1,874 (population)
39.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #2817
Why This ZIP
ZIP 37881 ranks #2817 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 47.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37881 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47057 — ZIP 37881 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47057 — ZIP 37881 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47057 — ZIP 37881 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.6 |
| Foreclosure / Delinquency | 31.0 |
| Vacancy | 25.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 46.7 |
| Bank Institutional | 32.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2817
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp47.2
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
25.3
Auction / REO
—
Construction Pressure
46.7
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
46.6
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
142.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
25.3%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
46.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37881 | 34.1 | 27.1 | 0.0 | 46.6 |
| County 47057 | 40.3 | 27.0 | 0.0 | 23.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37708 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 38 | 26 |
| 37888 | 37.9 | OVERHEATED | VACANCY | — | 26 |
| 37861 | 37.8 | OVERHEATED | VACANCY | 30 | 26 |
| 37811 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 44 | 22 |
| 37709 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 37779 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 37848 | 31.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 37806 | 29.2 | WEAK | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37881
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.