ZIP
38011
TN · County 47167 · pop 9,493 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #14985
Why This ZIP
ZIP 38011 ranks #14985 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38011 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47167 — ZIP 38011 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47167 — ZIP 38011 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47167 — ZIP 38011 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 3.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 78.7 |
| Construction Pressure | 54.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14985
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp27.9
Pulse score36.1
Signal Breakdown — 10 Categories
Vacancy
3.9
Auction / REO
—
Construction Pressure
54.5
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
78.7
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.9%
Bank Score
78.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38011 | 36.1 | 18.2 | 0.0 | — |
| County 47167 | 31.0 | 18.3 | 0.0 | 7.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38058 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 38019 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 17 |
| 38015 | 30.7 | WEAK | VACANCY | — | 17 |
| 38023 | 30.4 | WEAK | VACANCY | — | 17 |
| 38069 | 30.2 | WEAK | VACANCY | — | 22 |
| 38049 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 38004 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 38053 | 27.9 | WEAK | BANK_INSTITUTIONAL | 16 | 21 |
| 72338 | 26.3 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38011
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.