ZIP
38017
TN · County 47157 · pop 56,427 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17232
Why This ZIP
ZIP 38017 ranks #17232 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38017 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47157 — ZIP 38017 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47157 — ZIP 38017 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47157 — ZIP 38017 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.3 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.7 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#17232
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp38.8
Pulse score27.5
Signal Breakdown — 10 Categories
Vacancy
4.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
42.3
Bank Institutional
57.7
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
6.3
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
4.2%
Bank Score
57.7
Insurance Score
0.0
Listings Discount
42.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38017 | 27.5 | 17.9 | 0.0 | 42.3 |
| County 47157 | 30.1 | 22.4 | 0.0 | 35.4 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38108 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 60 | 21 |
| 38114 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 38109 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 21 |
| 38122 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 21 |
| 38141 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 21 |
| 38126 | 35.8 | WATCHLIST | VACANCY | 49 | 21 |
| 38118 | 35.3 | WATCHLIST | VACANCY | 38 | 21 |
| 38119 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 21 |
| 38127 | 34.7 | EARLY_SIGNAL | VACANCY | 35 | 21 |
| 38139 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38017
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.