ZIP
38472
TN · County 47055 · pop 2,489 (population)
38.2
Opportunity Index
OVERHEATEDNational rank #4017
Why This ZIP
ZIP 38472 ranks #4017 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38472 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47055 — ZIP 38472 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47055 — ZIP 38472 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47055 — ZIP 38472 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 25.0 |
| Vacancy | 17.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.6 |
| Construction Pressure | 64.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4017
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.9
Pulse score43.1
Signal Breakdown — 10 Categories
Vacancy
17.5
Auction / REO
—
Construction Pressure
64.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.6
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.5%
Bank Score
70.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38472 | 43.1 | 26.9 | 0.0 | — |
| County 47055 | 37.2 | 25.2 | 0.0 | 19.8 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38478 | 37.8 | OVERHEATED | VACANCY | 31 | 25 |
| 38473 | 36.4 | OVERHEATED | VACANCY | 34 | 25 |
| 38477 | 36.0 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38474 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 20 |
| 38455 | 34.5 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38449 | 34.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 38459 | 34.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38460 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 37047 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 38483 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38472
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.