ZIP
38565
TN · County 47049 · pop 1,106 (population)
28.3
Opportunity Index
WEAKNational rank #26496
Why This ZIP
ZIP 38565 ranks #26496 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 38.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38565 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47049 — ZIP 38565 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47049 — ZIP 38565 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47049 — ZIP 38565 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 21.0 |
| Vacancy | 9.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26496
PhaseWEAK
Primary driverVACANCY
Capital opp38.1
Pulse score21.8
Signal Breakdown — 10 Categories
Vacancy
9.8
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.8%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38565 | 21.8 | 22.5 | 0.0 | — |
| County 47049 | 30.0 | 22.7 | 0.0 | 23.9 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38577 | 36.1 | WATCHLIST | VACANCY | 46 | 23 |
| 38549 | 35.2 | EARLY_SIGNAL | VACANCY | 31 | 25 |
| 38556 | 33.3 | EARLY_SIGNAL | VACANCY | 32 | 21 |
| 37726 | 32.4 | EARLY_SIGNAL | VACANCY | — | 30 |
| 38574 | 31.6 | EARLY_SIGNAL | VACANCY | 22 | 19 |
| 38504 | 30.1 | WEAK | VACANCY | — | 21 |
| 38553 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 21 |
| 38589 | 26.2 | WEAK | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38565
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.