ZIP
38583
TN · County 47185 · pop 25,739 (population)
30.8
Opportunity Index
WEAKNational rank #20483
Why This ZIP
ZIP 38583 ranks #20483 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38583 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47185 — ZIP 38583 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47185 — ZIP 38583 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47185 — ZIP 38583 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.9 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 50.4 |
| Construction Pressure | 46.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20483
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp34.5
Pulse score28.3
Signal Breakdown — 10 Categories
Vacancy
9.8
Auction / REO
—
Construction Pressure
46.9
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
28.9
Bank Institutional
50.4
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
64.3
Price Cut %
6.3%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.8%
Bank Score
50.4
Insurance Score
0.0
Listings Discount
28.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38583 | 28.3 | 14.8 | 0.0 | 28.9 |
| County 47185 | 27.5 | 15.0 | 0.0 | 25.4 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38506 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 19 |
| 38559 | 29.4 | WEAK | VACANCY | — | 16 |
| 38579 | 27.9 | WEAK | VACANCY | — | 14 |
| 38587 | 27.1 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38583
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.