ZIP
38665
MS · County 28137 · pop 3,817 (population)
34.9
Opportunity Index
WATCHLISTNational rank #9841
Why This ZIP
ZIP 38665 ranks #9841 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 47.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38665 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28137 — ZIP 38665 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28137 — ZIP 38665 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28137 — ZIP 38665 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.3 |
| Foreclosure / Delinquency | 17.0 |
| Vacancy | 12.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 48.1 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9841
PhaseWATCHLIST
Primary driverVACANCY
Capital opp47.4
Pulse score26.6
Signal Breakdown — 10 Categories
Vacancy
12.7
Auction / REO
—
Construction Pressure
48.1
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
52.3
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
3.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.7%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
52.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38665 | 26.6 | 12.7 | 0.0 | 52.3 |
| County 28137 | 27.7 | 8.8 | 0.0 | 32.7 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38635 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 39 | 16 |
| 38619 | 35.3 | EARLY_SIGNAL | VACANCY | 32 | 18 |
| 38618 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 8 |
| 38668 | 25.6 | WEAK | BANK_INSTITUTIONAL | 18 | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38665
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.