ZIP
38760
MS · County 28151 · pop 1,004 (population)
35.1
Opportunity Index
EARLY_SIGNALNational rank #9391
Why This ZIP
ZIP 38760 ranks #9391 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 43.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38760 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28151 — ZIP 38760 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28151 — ZIP 38760 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28151 — ZIP 38760 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.2 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 35.7 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9391
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp43.1
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
17.9
Auction / REO
—
Construction Pressure
35.7
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
35.2
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
17.9%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
35.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38760 | 29.8 | 25.8 | 0.0 | 35.2 |
| County 28151 | 35.6 | 25.5 | 0.0 | 35.7 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38748 | 42.0 | STRONG_BUY | VACANCY | 57 | 24 |
| 38756 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 52 | 24 |
| 38703 | 35.9 | EARLY_SIGNAL | VACANCY | 35 | 23 |
| 38701 | 35.4 | EARLY_SIGNAL | VACANCY | 29 | 24 |
| 38722 | 33.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38744 | 32.9 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38776 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 38723 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 38731 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38760
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.