ZIP
38774
MS · County 28011 · pop 1,769 (population)
26.1
Opportunity Index
WEAKNational rank #30446
Why This ZIP
ZIP 38774 ranks #30446 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 23.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38774 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28011 — ZIP 38774 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28011 — ZIP 38774 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28011 — ZIP 38774 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 16.0 |
| Vacancy | 12.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.2 |
| Construction Pressure | 11.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#30446
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp23.8
Pulse score27.7
Signal Breakdown — 10 Categories
Vacancy
12.6
Auction / REO
—
Construction Pressure
11.5
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
9.6
Bank Institutional
66.2
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.6%
Bank Score
66.2
Insurance Score
0.0
Listings Discount
9.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38774 | 27.7 | 16.1 | 0.0 | 9.6 |
| County 28011 | 27.6 | 16.9 | 0.0 | 14.1 |
| MS state avg | 33.4 | 19.9 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38614 | 44.1 | STRONG_BUY | VACANCY | 38 | 34 |
| 38720 | 36.4 | OVERHEATED | VACANCY | — | 26 |
| 38703 | 35.9 | EARLY_SIGNAL | VACANCY | 35 | 23 |
| 38759 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 38725 | 31.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38762 | 29.4 | WEAK | VACANCY | 16 | 15 |
| 38773 | 29.3 | WEAK | VACANCY | — | 15 |
| 38730 | 29.0 | WEAK | LISTINGS_DISCOUNT | 37 | 16 |
| 38764 | 28.7 | WEAK | VACANCY | — | 16 |
| 38726 | 28.7 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38774
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.