ZIP
38824
MS · County 28117 · pop 7,900 (population)
34.2
Opportunity Index
EARLY_SIGNALNational rank #11518
Why This ZIP
ZIP 38824 ranks #11518 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 33.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38824 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28117 — ZIP 38824 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28117 — ZIP 38824 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28117 — ZIP 38824 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.2 |
| Foreclosure / Delinquency | 22.0 |
| Vacancy | 17.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.9 |
| Construction Pressure | 46.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11518
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp33.1
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
17.6
Auction / REO
—
Construction Pressure
46.3
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
31.2
Bank Institutional
63.9
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
17.6%
Bank Score
63.9
Insurance Score
0.0
Listings Discount
31.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38824 | 35.0 | 17.8 | 0.0 | 31.2 |
| County 28117 | 29.9 | 17.1 | 0.0 | 29.7 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38865 | 35.5 | WATCHLIST | VACANCY | 60 | 15 |
| 38859 | 34.2 | WATCHLIST | VACANCY | 44 | 17 |
| 38873 | 31.9 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38829 | 31.0 | EARLY_SIGNAL | VACANCY | 28 | 17 |
| 38833 | 30.1 | WEAK | VACANCY | 24 | 17 |
| 38856 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 38838 | 28.7 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38824
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.