ZIP
38846
MS · County 28003 · pop 2,067 (population)
26.1
Opportunity Index
WEAKNational rank #30443
Why This ZIP
ZIP 38846 ranks #30443 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38846 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28003 — ZIP 38846 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28003 — ZIP 38846 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28003 — ZIP 38846 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 15.0 |
| Vacancy | 10.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#30443
PhaseWEAK
Primary driverVACANCY
Capital opp37.0
Pulse score18.9
Signal Breakdown — 10 Categories
Vacancy
10.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.7%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38846 | 18.9 | 15.7 | 0.0 | — |
| County 28003 | 27.0 | 15.4 | 0.0 | 35.3 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38865 | 35.5 | WATCHLIST | VACANCY | 60 | 15 |
| 38683 | 31.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38834 | 30.9 | EARLY_SIGNAL | VACANCY | 36 | 15 |
| 38833 | 30.1 | WEAK | VACANCY | 24 | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38846
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.