ZIP
39120
MS · County 28001 · pop 29,212 (population)
40.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #2218
Why This ZIP
ZIP 39120 ranks #2218 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 39.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39120 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28001 — ZIP 39120 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28001 — ZIP 39120 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28001 — ZIP 39120 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.2 |
| Foreclosure / Delinquency | 27.0 |
| Vacancy | 21.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 56.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2218
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp39.2
Pulse score40.5
Signal Breakdown — 10 Categories
Vacancy
21.8
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
42.2
Bank Institutional
56.8
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
97.3
Price Cut %
11.8%
Short-Sale Listings
4
Auction Events 90d
—
Vacancy %
21.8%
Bank Score
56.8
Insurance Score
0.0
Listings Discount
42.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39120 | 40.5 | 19.7 | 0.0 | 42.2 |
| County 28001 | 40.4 | 19.8 | 0.0 | 41.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (1)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39661 | 36.6 | OVERHEATED | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39120
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.