ZIP
39189
MS · County 28079 · pop 3,696 (population)
41.6
Opportunity Index
STRONG_BUYNational rank #1153
Why This ZIP
ZIP 39189 ranks #1153 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39189 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28079 — ZIP 39189 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28079 — ZIP 39189 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28079 — ZIP 39189 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.5 |
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.1 |
| Construction Pressure | 44.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1153
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp42.0
Pulse score41.4
Signal Breakdown — 10 Categories
Vacancy
14.0
Auction / REO
—
Construction Pressure
44.1
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
54.5
Bank Institutional
72.1
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
144.0
Price Cut %
22.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.0%
Bank Score
72.1
Insurance Score
0.0
Listings Discount
54.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39189 | 41.4 | 24.1 | 0.0 | 54.5 |
| County 28079 | 36.4 | 21.5 | 0.0 | 48.3 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39365 | 49.2 | STRONG_BUY | VACANCY | 60 | 30 |
| 39350 | 45.5 | STRONG_BUY | VACANCY | 53 | 34 |
| 39051 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 51 | 20 |
| 39160 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 61 | 17 |
| 39090 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 53 | 18 |
| 39094 | 30.8 | WEAK | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39189
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.