ZIP
39320
MS · County 28075 · pop 2,068 (population)
26.1
Opportunity Index
WEAKNational rank #30443
Why This ZIP
ZIP 39320 ranks #30443 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39320 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28075 — ZIP 39320 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28075 — ZIP 39320 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28075 — ZIP 39320 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 16.0 |
| Vacancy | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 36.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#30443
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.0
Pulse score19.5
Signal Breakdown — 10 Categories
Vacancy
6.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
36.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.0%
Bank Score
36.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39320 | 19.5 | 16.8 | 0.0 | — |
| County 28075 | 28.8 | 16.3 | 0.0 | 27.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39335 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 59 | 16 |
| 39364 | 32.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 52 | 16 |
| 39307 | 32.1 | EARLY_SIGNAL | VACANCY | 34 | 16 |
| 39301 | 31.2 | EARLY_SIGNAL | VACANCY | 28 | 16 |
| 39325 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 39330 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 39305 | 29.0 | WEAK | BANK_INSTITUTIONAL | 27 | 16 |
| 39326 | 28.2 | WEAK | VACANCY | — | 14 |
| 39342 | 27.9 | WEAK | VACANCY | — | 16 |
| 39323 | 27.7 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39320
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.