ZIP
39345
MS · County 28101 · pop 5,571 (population)
36.1
Opportunity Index
EARLY_SIGNALNational rank #7263
Why This ZIP
ZIP 39345 ranks #7263 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39345 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28101 — ZIP 39345 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28101 — ZIP 39345 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28101 — ZIP 39345 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 17.0 |
| Vacancy | 16.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 60.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7263
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.4
Pulse score39.3
Signal Breakdown — 10 Categories
Vacancy
16.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
60.1
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.7%
Bank Score
60.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39345 | 39.3 | 17.9 | 0.0 | — |
| County 28101 | 37.3 | 20.5 | 0.0 | 6.9 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39365 | 49.2 | STRONG_BUY | VACANCY | 60 | 30 |
| 39092 | 36.7 | OVERHEATED | VACANCY | — | 31 |
| 39327 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 39337 | 34.7 | EARLY_SIGNAL | VACANCY | — | 18 |
| 39332 | 34.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 39057 | 34.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 39336 | 32.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 39325 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 39330 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 39323 | 27.7 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39345
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.