ZIP
39360
MS · County 28023 · pop 4,162 (population)
37.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #4825
Why This ZIP
ZIP 39360 ranks #4825 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 49.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39360 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28023 — ZIP 39360 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28023 — ZIP 39360 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28023 — ZIP 39360 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.5 |
| Foreclosure / Delinquency | 27.0 |
| Vacancy | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 35.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4825
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp49.3
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
25.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
56.5
Bank Institutional
35.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
25.0%
Bank Score
35.5
Insurance Score
0.0
Listings Discount
56.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39360 | 29.8 | 20.1 | 0.0 | 56.5 |
| County 28023 | 31.6 | 18.1 | 0.0 | 31.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39439 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 43 | 16 |
| 39367 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 51 | 23 |
| 39355 | 35.7 | WATCHLIST | VACANCY | 45 | 17 |
| 39347 | 34.6 | EARLY_SIGNAL | VACANCY | — | 17 |
| 39366 | 31.8 | EARLY_SIGNAL | VACANCY | — | 14 |
| 39301 | 31.2 | EARLY_SIGNAL | VACANCY | 28 | 16 |
| 39330 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 39363 | 29.4 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39360
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.