ZIP
39401
MS · County 28035 · pop 41,916 (population)
34.8
Opportunity Index
EARLY_SIGNALNational rank #10101
Why This ZIP
ZIP 39401 ranks #10101 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28035 — ZIP 39401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28035 — ZIP 39401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28035 — ZIP 39401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.0 |
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.8 |
| Bank Institutional | 56.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10101
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.5
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
13.3
Auction / REO
—
Construction Pressure
68.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
35.0
Bank Institutional
56.1
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
63.3
Price Cut %
12.0%
Short-Sale Listings
18
Auction Events 90d
—
Vacancy %
13.3%
Bank Score
56.1
Insurance Score
0.0
Listings Discount
35.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39401 | 33.7 | 15.3 | 0.0 | 35.0 |
| County 28035 | 33.5 | 15.7 | 0.0 | 35.0 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39455 | 41.7 | STRONG_BUY | VACANCY | 60 | 19 |
| 39465 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 19 |
| 39402 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 18 |
| 39577 | 34.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 39425 | 33.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 39475 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 39406 | 30.9 | EARLY_SIGNAL | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.