ZIP
39470
MS · County 28109 · pop 12,872 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5541
Why This ZIP
ZIP 39470 ranks #5541 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 42.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39470 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28109 — ZIP 39470 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28109 — ZIP 39470 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28109 — ZIP 39470 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.3 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 52.6 |
| Construction Pressure | 20.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5541
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp42.1
Pulse score33.8
Signal Breakdown — 10 Categories
Vacancy
16.6
Auction / REO
—
Construction Pressure
20.6
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
45.3
Bank Institutional
52.6
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
51.1
Price Cut %
11.0%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
16.6%
Bank Score
52.6
Insurance Score
0.0
Listings Discount
45.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39470 | 33.8 | 21.7 | 0.0 | 45.3 |
| County 28109 | 34.3 | 21.6 | 0.0 | 45.6 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39455 | 41.7 | STRONG_BUY | VACANCY | 60 | 19 |
| 39426 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 39466 | 36.0 | WATCHLIST | VACANCY | 41 | 22 |
| 39573 | 35.2 | WATCHLIST | LISTINGS_DISCOUNT | 47 | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39470
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.