ZIP
39501
MS · County 28047 · pop 23,178 (population)
38.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #3571
Why This ZIP
ZIP 39501 ranks #3571 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 40.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39501 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28047 — ZIP 39501 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28047 — ZIP 39501 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28047 — ZIP 39501 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.6 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.7 |
| Construction Pressure | 54.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3571
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp40.0
Pulse score37.7
Signal Breakdown — 10 Categories
Vacancy
16.9
Auction / REO
—
Construction Pressure
54.7
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
41.6
Bank Institutional
57.7
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
59.1
Price Cut %
15.8%
Short-Sale Listings
7
Auction Events 90d
—
Vacancy %
16.9%
Bank Score
57.7
Insurance Score
0.0
Listings Discount
41.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39501 | 37.7 | 21.7 | 0.0 | 41.6 |
| County 28047 | 36.8 | 21.4 | 0.0 | 41.1 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39574 | 40.8 | STRONG_BUY | VACANCY | 49 | 24 |
| 39571 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 44 | 24 |
| 39530 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 40 | 24 |
| 39503 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 24 |
| 39540 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 24 |
| 39560 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 39 | 24 |
| 39532 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 23 |
| 39531 | 36.7 | OVERHEATED | VACANCY | 32 | 24 |
| 39507 | 36.1 | EARLY_SIGNAL | VACANCY | 32 | 24 |
| 39573 | 35.2 | WATCHLIST | LISTINGS_DISCOUNT | 47 | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39501
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.