ZIP
39565
MS · County 28059 · pop 20,692 (population)
34.8
Opportunity Index
WATCHLISTNational rank #10101
Why This ZIP
ZIP 39565 ranks #10101 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39565 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28059 — ZIP 39565 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28059 — ZIP 39565 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28059 — ZIP 39565 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.2 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 77.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10101
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.3
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
7.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
52.2
Bank Institutional
77.2
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
63.5
Price Cut %
5.0%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.1%
Bank Score
77.2
Insurance Score
0.0
Listings Discount
52.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39565 | 32.4 | 12.1 | 0.0 | 52.2 |
| County 28059 | 29.2 | 12.4 | 0.0 | 45.0 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39532 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 23 |
| 39452 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 20 |
| 39573 | 35.2 | WATCHLIST | LISTINGS_DISCOUNT | 47 | 22 |
| 39563 | 34.7 | WATCHLIST | VACANCY | 49 | 14 |
| 39562 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 39567 | 32.3 | EARLY_SIGNAL | VACANCY | 41 | 14 |
| 39564 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 14 |
| 39581 | 31.5 | EARLY_SIGNAL | VACANCY | 36 | 14 |
| 39553 | 31.4 | EARLY_SIGNAL | VACANCY | 39 | 14 |
| 39595 | 22.6 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39565
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.