ZIP
39641
MS · County 28077 · pop 6,821 (population)
39.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #2296
Why This ZIP
ZIP 39641 ranks #2296 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 53.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39641 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28077 — ZIP 39641 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28077 — ZIP 39641 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28077 — ZIP 39641 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 59.0 |
| Foreclosure / Delinquency | 36.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2296
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp53.3
Pulse score30.9
Signal Breakdown — 10 Categories
Vacancy
16.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
59.0
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
36.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
16.4%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
59.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39641 | 30.9 | 28.6 | 0.0 | 59.0 |
| County 28077 | 29.7 | 23.6 | 0.0 | 36.4 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39191 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 55 | 19 |
| 39654 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 39656 | 34.3 | WATCHLIST | VACANCY | 41 | 22 |
| 39663 | 30.2 | WEAK | VACANCY | — | 21 |
| 39140 | 30.0 | WEAK | VACANCY | — | 21 |
| 39662 | 27.3 | WEAK | VACANCY | 25 | 15 |
| 39665 | 25.7 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39641
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.