ZIP
39851
GA · County 13061 · pop 1,919 (population)
34.9
Opportunity Index
EARLY_SIGNALNational rank #9853
Why This ZIP
ZIP 39851 ranks #9853 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 34.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39851 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 13061 — ZIP 39851 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 13061 — ZIP 39851 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 13061 — ZIP 39851 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 39.5 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.2 |
| Construction Pressure | 23.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9853
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp34.2
Pulse score35.3
Signal Breakdown — 10 Categories
Vacancy
39.5
Auction / REO
—
Construction Pressure
23.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
54.2
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
39.5%
Bank Score
54.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39851 | 35.3 | 25.0 | 0.0 | — |
| County 13061 | 33.3 | 24.7 | 0.0 | — |
| GA state avg | 32.3 | 20.2 | 0.4 | 33.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39846 | 38.9 | OVERHEATED | VACANCY | — | 24 |
| 39824 | 32.3 | EARLY_SIGNAL | VACANCY | — | 25 |
| 39867 | 31.3 | EARLY_SIGNAL | VACANCY | — | 24 |
| 39836 | 30.7 | WEAK | VACANCY | — | 15 |
| 39854 | 30.6 | WEAK | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39851
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.